Real Estate Legal Advisory
Real Estate Legal Advisory – Buy Property in Portugal with Confidence
Purchasing property in Portugal is a significant investment that requires careful legal analysis. Defesa Legal assists foreign buyers at every step of their real estate transaction, ensuring clear title, fair contract terms and full compliance with Portuguese law and tax obligations.
Our Services
Our Real Estate Legal Services
Due Diligence on the Property
Verification of title, encumbrances, mortgages, planning permissions and zoning.
Contract Drafting & Review
Preparation and negotiation of promissory contracts (CPCV) and deeds of purchase.
Title & Registry Checks
Confirmation that the seller is the lawful owner and that the property is correctly registered in the Land Registry and Tax Authority.
Escrow & Payments
Supervision of deposits, staged payments and closing funds.
Tax Planning
Analysis of IMT, IMI and Stamp Duty, plus structuring of ownership (individual vs. corporate).
Golden Visa & Investment Integration
For eligible properties (Azores and Madeira), alignment of the purchase with Golden Visa strategies.
Costs
Taxes & Costs When Buying Property
Understanding the Costs
Professional fees for legal due diligence, contract review and advice are also part of the buying process.IMT (Property Transfer Tax)
Paid on transfer of the property. Rate depends on price, use (primary residence vs. second home) and location.
IMI (Municipal Property Tax)
Annual tax based on the property's tax value. Rates typically range between 0.3% and 0.8%.
Stamp Duty
Charged on the purchase price (0.8%) and on mortgages (0.6%).
Notary & Registration Fees
Fixed and variable costs associated with the deed and registration at the Land Registry.
Buying Process
Step 1: Initial Consultation
Understand your objectives, budget and preferred locations.
Step 2: Property Selection
Choose a property; we liaise with agents and developers as needed.
Step 3: Due Diligence
Our team reviews title documents, encumbrances, licences and tax records.
Step 4: Promissory Contract (CPCV)
We draft or revise the CPCV to secure your interests and define payment terms.
Step 5: Completion (Escritura)
We assist in signing the deed, transferring funds and ensuring registration of ownership.
Step 6: Post-Completion
Support with utility transfers, condominium matters and ongoing tax compliance.
FAQs
Frequently Asked Questions
Can foreigners buy property in Portugal?
Yes. There are no general restrictions on foreign property ownership in Portugal.
How long does the buying process take?
On average, 4–8 weeks from offer acceptance to completion, depending on due diligence findings and financing arrangements.
Do I need to be in Portugal to complete the transaction?
No. You may grant a power of attorney to Defesa Legal so we can sign on your behalf.
Protect Your Property Investment
Buying without legal representation exposes you to unnecessary risks. Contact Defesa Legal to ensure your property purchase in Portugal is fully protected.