D7 Passive Income Visa
D7 Passive Income Visa – Retire or Live in Portugal
The D7 Passive Income Visa is designed for retirees and individuals with stable passive income—pensions, rentals, dividends—offering full residency rights in Portugal without large investments. Perfect for those seeking European quality of life with a lower cost of living.
Benefits
Why the D7 Visa?
Full Residency Rights
Live, work and study in Portugal with full residency status.
No Large Investment Required
No property purchase or fund investment necessary—just proof of income.
Schengen Travel
Visa-free travel throughout the Schengen Area.
Family Inclusion
Bring your spouse and dependent children.
Path to Citizenship
After 5 years of residency, apply for Portuguese citizenship.
Tax Benefits
Potential access to NHR 2.0 tax regime for pension and other income.
Requirements
Income & Eligibility Requirements
Minimum Monthly Income
Around €1,200/month for the main applicant, plus increments for dependents.
Passive Income Sources
Pensions, dividends, rental income, royalties and certain long-term investment returns.
Proof of Accommodation
A rental contract or property deed in Portugal.
Health Insurance
Valid health insurance coverage.
Clean Criminal Record
Police certificates for all relevant jurisdictions.
NIF Required
Portuguese tax number needed before application.
Application Process
Step 1: Initial Consultation
Assess your income sources and eligibility for the D7 visa.
Step 2: Obtain NIF & Bank Account
Get your Portuguese tax number and open a local bank account.
Step 3: Secure Accommodation
Sign a rental contract or purchase property in Portugal.
Step 4: Document Preparation
Gather income proofs, criminal records, health insurance, and motivation letter.
Step 5: Consular Application
Submit your visa application at the Portuguese consulate.
Step 6: Residence Permit
After arrival, apply for your residence card at AIMA.
FAQs
Frequently Asked Questions
What qualifies as passive income?
Pensions, dividends, rental income, royalties and certain long-term investment returns.
How much income do I need?
Around €1,200/month for the main applicant, plus increments for dependents.
Do I need a rental contract in Portugal?
Yes, proof of accommodation is required for D7 applications.
Start Your D7 Visa Application
Defesa Legal provides comprehensive support for D7 Passive Income Visa applications. Contact us for a personalised assessment.